Certificate of Insurance (COI) & Waiver of Subrogation in Alberta

A Waiver of Subrogation prevents your WCB carrier from suing the general contractor or property owner in Alberta to recover costs after paying out a claim to your injured worker.

Why General Contractors Require It

If your employee is injured on a job site due to the General Contractor's negligence, your WCB pays the employee, but your insurer would normally sue the GC to get their money back (Subrogation). A waiver prevents this lawsuit, protecting the GC in Alberta.

Managing COIs

Tracking COIs for every subcontractor is a massive administrative burden. If an uninsured sub causes damage, the liability falls back on you. Using automated COI management ensures your Alberta business is never exposed to unverified subcontractors.

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