A Waiver of Subrogation prevents your workers compensation carrier from suing the general contractor or property owner in Florida to recover costs after paying out a claim to your injured worker.
Why General Contractors Require It
If your employee is injured on a job site due to the General Contractor's negligence, your Workers Compensation pays the employee, but your insurer would normally sue the GC to get their money back (Subrogation). A waiver prevents this lawsuit, protecting the GC in Florida.
Managing COIs
Tracking COIs for every subcontractor is a massive administrative burden. If an uninsured sub causes damage, the liability falls back on you. Using automated COI management ensures your Florida business is never exposed to unverified subcontractors.